Operating out of New Orleans, Louisiana, alliance auto insurance does much more than insure personal vehicles. With full coverage for every type of individual and commercial motorist, the company also handles home, life, health, and commercial policies. In addition to this, they offer a full spectrum of financial services.
About Alliance
The agency was founded just over 20 years ago, and now serves one of the largest customer bases in New Orleans. The founder Manuel DePascual has developed a highly skilled and experienced group of agents providing full service to the public and local businesses. To better accomplish this, the group is located centrally with easy freeway access.
Among the specialized personnel serving customers are licensed P&C agents who have been with the company for most of its existence; and personal and commercial lines specialists with over thirty years in the business.
Personal Lines
Insurance policies which cover dwellings, vacation homes, and personal items of value are all categorized under the term ‘personal lines.’ This extends to auto coverage as well. A personal lines umbrella policy can be purchased to cover loss due to fire or theft in the home, automobiles, and specific pieces of jewelry or other valuables. By grouping these items under one package, discounted premiums may be available.
Other possessions covered under this type of insurance are recreational vehicles, boats and marine ‘toys,’ and motorcycles. Speaking with an experienced alliance insurer will help the customer identify their exact needs. Health and life policies are also part of this category, and alliance offers a wide variety of options. Comprehensive health, major and short term medical coverage, supplemental medicare and accidental sports injury expenses can all be covered through alliance.
Commercial Lines
Experience counts in creating the right policy for the unique needs of each business. A customized plan is superior to general protection, and it should be available at a reasonable cost. Businesses need a realistic evaluation of potential risk to cover property, vehicles, general liability, and worker’s compensation requirements.
Commonly covered items include contract security, bonds, professional, general, or umbrella liability, and commercial marine or automotive. Employers can also set up appropriate disability and worker’s compensation plans, or buy a ‘business owner’s package’ which encompasses several areas of their operation. Public and private businesses are required to have workers compensation and disability policies, and must meet state minimums or face fines. Premiums must be paid by the employer and can not be deducted from employee salaries or wages. Ask your alliance agent about group policy rates.
Depending on the type and size of the corporation, group health, dental, and life insurance options are available; flood and multi-peril packages should also be considered, as they are a practical choice of coverage in Louisiana.
The alliance insurance group has enough experience to secure any personal or commercial item, and has been growing for over two decades. Like any company, check with the department of insurance in Louisiana and examine complaint records and financial stability before signing up. Ask for clarification of policies and understand what is covered and what you are personally liable for.
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