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    Cost U Less Auto Insurance

    By Chris D

    no comments

    12/8/2010

    The cost u less insurance offices have dozens of locations across central and southern California.  Their customer care centers have been serving Californians for over twenty years, and this corporation prides itself on dispelling insurance myths and making policies easy to understand.

    What They Offer

    Cost U Less offers a wide spectrum of coverage. Insure your automobile, motorcycle, water recreation toys and boats, RV’s and trailers.  They also offer homeowner’s, identity theft, commercial, and rental insurance policies.  In addition to this, they can explain and provide employers with Worker’s Compensation packages, as well as insuring cars traveling across the border to Mexico.

    Insuring your vehicle for Mexico is easy and processing is fast.  Someone is available to help twenty four hours a day, every day, and the car can be covered in minutes.  However quick the forms are printed out, read the fine print before signing and get clarification on anything you do not understand.

    SR-22 Clarity

    Working with cost u less may make getting an SR-22 form an easier task.  With all their emphasis on explaining the details and regulations surrounding this law, the consumer will at least have a better understanding of their options.  Each state has different requirements regarding the SR-22 and it is issued as an operator’s, owner’s, or owner-operator’s certificate.

    The SR-22 filing is simple, and if you have had any of the following in California, you will need to file one:

    -Citation for no-insurance
    -Unsatisfied ‘at-fault’ judgment
    -Suspended license for any reason
    -Conviction for DUI or other major driving offense.

    To avoid suspension or cancellation of this coverage, contact cost u less insurance a minimum of fifteen days before the expiration date.  If it is canceled, the forms need to be re-submitted and approved again.

    Alternative Insurance

    Although they are known for inexpensive auto policies, cost u less has competitive rates for homeowners and renters coverage, as well as a policy for any type of recreation toy or vehicle.  When contacting your local office, inquire about discounts for getting automobile, home, and other items insured under the same package.

    Besides insuring worldly possessions, cost u less insures individuals in accordance with California Workers Compensation laws.  A workers comp policy is required for every employer, even if they are the only employee.  This includes independent contractors, real estate professionals, and construction related occupations which currently have no employees.

    The penalties for failing to get covered are severe.  In California it is a misdemeanor punished with a fine of $10,000 or more, or a year in county jail.  Contacting your local cost u less office will clarify the details of this California insurance requirement, and help you get the best rates.

    A focus on low cost coverage for all California drivers and honest representation is the company philosophy.  Close examination of their offerings shows cost u less insurers specialize in catering to high risk individuals and people who prefer straight talk to corporate slogans.  Agents are available during regular business hours, and Mexico insurance is available 24 hours a day.  You can find a local office by using the locator tool on the website.

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