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Frequently Asked Questions

If you have questions regarding a title loan, you have come to the right page. Look below to find answers to some of our most common questions.

General Questions

A title loan is a loan that uses your vehicle title as collateral for the duration of the loan. Our sales representatives would be happy to explain this further. Title loans are a short-term way to get the cash you need quickly, but are not designed for long term financial solutions.

Absolutely, you get to keep your car and use it for the duration of the loan provided you keep up on your payments.

Because the lender will have your title as collateral, there is no risk to the lender. You can have bad credit, no credit or good credit, and still get a title loan.

In most states,18 is the minimum age you can be to get a title loan.

In most states, you do not need a valid license to to get a title loan, but you do need a valid photo ID. The photo ID is only to verify who you are.

Although we want to satisfy your needs, the amount you can borrow is determined by the value of your vehicle. If you vehicle is valued at $987 then that is all you will be able to borrow.

In most cases, you can be approved for a car title loan in as little as 30 minutes.

You will need a valid photo ID, a clean title in your name, and proof of income. It is, also, important to know your make, model, and mileage.

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