A lot of us run our own businesses and we have a lot of questions about how our business is actually going. We also have questions about ourselves. A lot of us want to know our estimated liquid net worth. Our financial worth, not our personal worth as people.
When people have the goal of starting their own business they can be limited by what they think could go wrong. For the people that get past that and start a business, they start trying to only think positively. Well, sometimes maintaining a business may not be the best idea depending on numerous factors.
How do you pass on your financial knowledge on to show just how much acumen you have? You start talking to your kids about it. Personal finance for kids seems kind of counterintuitive because as adults they will focus on money so much we want our kids to have fun, but there is no reason
Beneficiaries can be useful in a number of ways. It can save work for your family and lawyers down the line when you pass or become unable to take care of yourself. People put beneficiaries on all kinds of accounts and other items that would need to be passed down properly to avoid a battle
What is the best way to buy car insurance? It can be complex and frustrating shopping for something that the government forces you to buy. Car insurance is a requirement to own a car that you want to drive around. There are a lot of options out there for car insurance.
Savings can be very hard to put together. It’s always hard to just make the first contribution after opening the account. Discipline helps out, but it is still difficult. This is why automatic savings plans prove useful. Automatic savings plans are some of the most fruitful financial tools in the world. An automatic savings plan
There are endless possibilities when it comes to low risk investing. What are the best low-risk investments? Are low risk investments what you want to use to spread your financial footprint? Let’s take a look. Let’s look at risk and what that means when it comes to investments.
Is it time to help your parents financially? That depends on whether they have retired and where you are financially. Firstly, to help your parents financially, you have to be in good financial standing. Savings are definitely a requirement to take on additional expenses.
In an improving economy, the lower class and the lower middle class are still living paycheck to paycheck. Numerous people are spending their paychecks far too fast. This can be from lack of discipline to unnecessarily high expenses, or having to take a lesser paying job after a layoff.
An inherited IRA can be a complex issue. There are numerous inheritance options for taking care of the family after an individual has passed on; it’s confusing what exactly should be passed down. An inherited IRA is clearly designed for beneficiaries after the procurer dies. These are retirement plans that are passed on for a
There are benefits of signing up for store credit cards. In fact, there are a lot of benefits of taking on credit cards if it is done properly. The big question is does a store credit card build credit? The benefits of signing up for store credit cards may not seem important, but they can
An HSA and high deductible plan are individuals and can be one in the same. They are also very hot topics in a very tumultuous healthcare market. The Obamacare law has driven up premiums and put many states with one provider. How do you choose which plan is right for you? The HSA and high
Can you file for an extension on taxes? Let’s start with why you would want to file for an extension. The federal government and the IRS have set April 15th as the filing deadline. Some years it is later than the 15th depending on that which day the deadline falls. Also, Emancipation Day (April 16th)
A federal ban on salary history requests may be soon to come after the move in Massachusetts. They are the first state to eliminate a salary history request being submitted by employers across all sectors of business. A salary history request is when a hiring manager or HR department asks applicants what they have been
If you are thinking about continuing your education you might have many questions. One big question is how you can make your current work schedule and a class schedule function while still having time for family commitments? That thought can lead you to explore taking online courses but then you begin to wonder, is an
There are not very many people who would not be interested in finding several ways to save some money. The recent economic challenges have made money tight for many consumers and saving a little money is a great way to be able to pay down debt or increase savings or an emergency fund. But another
When you decide that you are ready to make a change in your finances, you can quickly realize that you know that you have an issue but you might not know how to fix it or where to turn for the information that you need. But making the decision to do something is the hardest
If you are searching for easy ways to save some money then you should check out some car refinancing tips. If you purchased your car when interest rates were high or when your credit score was not very good the there is a strong possibility that you could refinance at a better rate and save