With the economy ever shifting and job security being as questionable as ever, being financially prudent is more critical than ever. Consumers are seeing the importance and the benefits of smart spending, smart saving and building good credit.
Being sick or getting hurt can be stressful and painful all by itself. But once the medical bills begin to roll in you quickly begin to feel even worse. If you are fortunate then you have some type of medical insurance to cover a part of the cost. But many consumers have very little insurance
Most consumers use at least one credit card regularly. This can be for purchases in person, online or for recurring purchases. And sadly, not very many people regularly log in to the website to monitor the charges that are appearing on their card. They wait until the statement arrives and half-heartedly scan it if the
No one is an expert on everything so it only makes sense that we seek advice on topics that we don’t feel are our specialty or topics that we believe are too important to guess about. And one of the topics that is most dear to many consumers is money. Not everyone feels qualified to
Home ownership is a dream for most Americans. It represents not only success and achievement but also a place to call your own. It is the center of your life and where many of your family memories will be made. There is a very sentimental attachment to the first house you purchase with your spouse
One of the only downsides to spring for most Americans is facing the mid-April day of doom; tax day. Everyone knows that the deadline is coming but for some unexplainable reason, it doesn’t begin to seem urgent until the calendar turns to that first day of April. Then the ritual begins for many. There are
As we get older, we feel that we have learned from our mistakes and experiences and we become pretty confident in our decision making. We have lived through the lean years and found a way to get by and now we are saving for the future and beginning to really enjoy life. We still feel
With the housing market still in a rather questionable situation, many consumers are seeking cheaper alternatives to buying or renting a house or apartment. Housing is normally one of a consumer’s largest expenses and can certainly be a budget buster. But if you are willing to think outside the box, being a conventional living space,
Divorce is never an easy process. There are emotional issues which are stressful and painful as well as the simple logistics of finding a way to divide one life together into two separate lives. And if there are children involved then the process can get much more complex.
Spring is normally a time of excitement. It is the signal that summer is about to arrive and with it comes warm weather, vacations and time to enjoy the great outdoors. But before that can happen, you must face the dreaded tax day. Many Americans are studious and begin to prepare for this event long
With the increased cost of travel, many consumers are deciding that it is a good idea to purchase travel insurance. But once they begin doing the research, they find that travel insurance is not as cheap as many believe it is. The cost has increased simply because the travel costs have increased but that means
There are many topics which seem to be of interest to nearly everyone and on which everyone has an opinion. One topic that seems to always be of interest and always has many consumers voicing their opinion is money management. Those who are wealthy always seem to have some advice for those who are trying
If you enjoy traveling, then you have most likely noticed that the cost of airline flights has continued to rise. There are many factors that have contributed to the cost of air travel such as revamping older aircraft, the increased cost of fuel and new regulations. But the bottom line is that travelers are forced
Many money savvy consumers have learned that they can get great deals on bank accounts and not only get higher interest rates but also make money just for opening an account. However, you need to be careful and read the fine print. In some cases what looks like a great deal is really not that
After the recent issues in the real estate market and the tougher job market, many Americans are discovering that they really need to focus on their finances and work to build better credit and savings for emergencies. This new found financial prowess is both wise and very functional. Having good credit is the best way
Having children brings about many changes in your life. One of the biggest is the fact that you are now thinking about how you will provide for your child and meet all of his or her needs both now and in the future. One of the biggest expenses that any parent will ever face is
It is just a fact of life for most of us that we must work for a living. And having a job that you love or at least enjoy makes that fact much more palatable. A study from Deloitte University Press found that over 87% of the American workforce was not working to their fullest
Modern technology has offered many benefits and time-saving practices to our daily lives. We can be connected just about any place in the world via a computer or smartphone. That makes conducting all types of business easier and faster for millions of consumers.